The Bachelor in Banking and Finance (Hons) with a Specialism in Financial Technology (FinTech) is designed to prepare students for careers at the intersection of banking, finance, and digital technology. APU was the first university in Malaysia to offer undergraduate FinTech programmes in 2018, making it a pioneer in FinTech education.

The programme combines traditional banking and finance knowledge with emerging technologies such as Artificial Intelligence (AI), Blockchain, Digital Currencies, Python programming, Financial Technology applications, Data Analytics, and Digital Transformation. Students gain practical experience in banking technologies, digital financial services, crowdfunding, peer-to-peer lending, and financial innovation. The curriculum is aligned with Industry 4.0 and equips graduates with both financial expertise and technical competencies required by the rapidly evolving financial services industry. APU is also an Academic Partner of the Chartered Market Technician (CMT) Association, enhancing students' exposure to technical analysis and investment skills. 

Subjects / Topics Offered or Programme Structure

Degree Level 1

• Quantitative Skills
• Introduction to Management
• Business and Communication Skills
• Financial Accounting 1
• Business Economics
• Financial System
• Financial Accounting 2
• Essentials of Banking & Finance
• Business Law
• Marketing

Degree Level 2

Common Modules

• Financial Statement Analysis
• Financial Technology
• Banking Instruments & Procedures
• Financial Planning
• Python for Financial Applications
• Law of Banking and Finance
• Financial Econometrics
• Business Research Methods
• Financial Management
• Applications of Artificial Intelligence (AI) in Finance

Specialised Modules

• Digital Currencies and Blockchain Technologies
• Crowdfunding and Alternative Lending

Industrial Internship

• Minimum 16-week Industrial Training

Degree Level 3

Common and advanced modules include:

• Governance, Risk Management and Compliance in Financial Technology
• Global Banking and Finance
• Strategic Financial Management
• Financial Innovation
• FinTech Applications
• Research Project
• Emerging Financial Technologies

Disciplines or Specialisations Offered

Students develop expertise in:

• Financial Technology (FinTech)
• Banking Operations
• Digital Banking
• Artificial Intelligence in Finance
• Blockchain Technology
• Digital Currencies
• Crowdfunding
• Alternative Lending
• Financial Analytics
• Financial Econometrics
• Python Programming
• Financial Planning
• Risk Management
• Corporate Finance
• Global Banking
• Regulatory Compliance

Highlights

• Ranked among the Top 2% of universities worldwide.
• Malaysia's Premier Digital Tech University.
• Optional APU–DMU Dual Degree Scheme.
• First university in Malaysia to introduce undergraduate FinTech programmes (2018).
• Specialism in Financial Technology recorded on the academic transcript.
• Curriculum aligned with Industry 4.0.
• Hands-on training in Python for Financial Applications.
• Dedicated modules in Artificial Intelligence, Blockchain, Digital Currencies, Crowdfunding, and Alternative Lending.
• Academic Partner of the Chartered Market Technician (CMT) Association.
• Compulsory 16-week Industrial Internship.
• Students from over 130 countries.
• Strong graduate employability and global industry recognition.

Career Outcomes

Graduates may pursue careers such as:

• FinTech Analyst
• Digital Banking Executive
• Financial Technology Consultant
• Banking Executive
• Financial Analyst
• Investment Analyst
• Blockchain Analyst
• Digital Payments Specialist
• Risk Analyst
• Compliance Executive
• Financial Systems Consultant
• Treasury Executive
• Wealth Management Consultant
• Business Analyst
• Financial Innovation Specialist
• Product Development Executive
• Corporate Finance Executive
• Financial Services Consultant

Latest Updates or Special Requirement (if any)

• Current published intakes are 28 September 2026 and 24 November 2026.
• APU remains the pioneer university in Malaysia for undergraduate FinTech education.
• The curriculum integrates Artificial Intelligence, Blockchain, Digital Currencies, Python Programming, Financial Econometrics, and Digital Transformation.
• Students complete a compulsory 16-week Industrial Internship.
• APU is an official Academic Partner of the Chartered Market Technician (CMT) Association.
• Eligible students may graduate under the APU–DMU Dual Degree Scheme.

Visa Requirements

International students must obtain a Malaysian Student Pass (Student Visa) before commencing their studies.

Typical requirements include:

• Valid passport.
• Official APU Offer Letter.
• Acceptance of the admission offer.
• Student Pass application through Education Malaysia Global Services (EMGS).
• Academic transcripts and certificates.
• Proof of English language proficiency.
• Medical examination before and/or after arrival as required by Malaysian authorities.
• Passport-sized photographs.
• Valid medical insurance.
• Payment of applicable Student Pass and visa processing fees.